About Net Worth Calculator
Get a clear picture of your financial health by calculating your net worth — the total value of everything you own minus everything you owe. This is one of the most important metrics in personal finance.
Features
- Enter assets across 4 categories: Cash, Investments, Real Estate, Other
- Enter liabilities across 4 categories: Mortgage, Loans, Credit Cards, Other
- Visual asset breakdown with proportional bars
- Real-time calculation as you type
Free Net Worth Calculator FAQ
What is net worth?
Net worth is the difference between your total assets (what you own) and total liabilities (what you owe). A positive net worth means your assets exceed your debts.
What counts as an asset?
Assets include cash, savings, investments (stocks, bonds, mutual funds), real estate equity, vehicles, retirement accounts, and valuable personal property.
What counts as a liability?
Liabilities include mortgages, auto loans, student loans, credit card balances, personal loans, medical debt, and any other money you owe.
What is a good net worth by age?
A common benchmark is: by 30, net worth = 1x annual income; by 40, 3x; by 50, 6x; by 60, 8x. These are rough guidelines, not strict rules.